The deal on using this site.

This is education, not advice

Be Your Own Broker provides free general information and calculators to help you understand car pricing and financing. It is not financial, legal, tax, or professional advice, and using it does not create any advisory relationship. Your situation is yours; decisions about a purchase or loan are yours to make, ideally with a professional who knows your full picture.

The calculator is a math check

The Finance-Office Check applies standard loan math to the numbers you enter. It's a tool for spotting when figures don't agree — not a quote, an offer, or a guarantee of any rate, price, or term. Always read the actual contract you sign. Garbage in, garbage out: the results are only as good as the numbers you type.

Provided as-is

We work to keep everything accurate and current, but figures like fees, tax rates, and laws change constantly and vary by state. We make no warranties and aren't liable for decisions made based on the site. Verify anything that matters for your specific state and vehicle.

Fair use

You're welcome to use the tools and share the guide. Don't scrape, resell, or pass the content off as your own.

Contact

Questions about these terms: [email protected].

Last updated July 5, 2026.